Terms of Service

Acceptance of Terms

By accessing and using HomeLoan Tools, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.

Purpose of the Service

HomeLoan Tools provides free financial calculators and educational content for home loans in India. The calculators are provided for informational and educational purposes only.

The service is not intended to provide financial, legal, or tax advice. Please consult with qualified professionals for advice specific to your situation.

Accuracy of Calculations

While we strive to provide accurate calculations, we make no warranties about:

• The completeness, reliability, or accuracy of the calculations
• The suitability of the results for your specific situation
• The error-free operation of the calculators

Actual loan terms, interest rates, and eligibility may vary based on lender policies and your individual circumstances.

Limitation of Liability

HomeLoan Tools shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use this service, including but not limited to damages for loss of profits, data, or other intangible losses.

User Responsibilities

As a user of this service, you agree to:

• Use the calculators for personal, non-commercial purposes
• Not attempt to reverse-engineer or exploit the service
• Not use automated tools to abuse the service
• Verify all calculations independently before making financial decisions

Modifications to Terms

We reserve the right to modify these terms at any time. Continued use of the service after modifications constitutes acceptance of the updated terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.